Worst Piece of "Financial Advice" You've Ever Gotten? (r/AskReddit) r/askreddit finance

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Worst Piece of "Financial Advice" You've Ever Gotten? (r/AskReddit)
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24 comments

patsfreak 03/12/2021 - 4:20 Chiều

Growing up poor I’m seeing a lot of poverty brain ideas

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Robert Deckard 03/12/2021 - 4:20 Chiều

19:25 The "Don't buy food" one isn't bad advice. If you can get away with not buying food or buying less food you'll save money. If you work a food service job or somewhere that lunches are provided, then load up. Similarly, if you can garden you can save that way too. I mostly grow tomatoes and various herbs. I'm able to slice those tomatoes for putting on hamburgers, dry them out to make snacks, sauce them for spaghetti. Whatever I'm not able to use up otherwise gets blanched, skinned, squeezed, then fermented for six months to make tomato wine. Also, they might mean "Don't buy fast food" or "Don't buy overly expensive food like pre-sliced fruit or the more expensive brands of frozen pizza."

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Jupiter 03/12/2021 - 4:20 Chiều

Don’t take financial advice from women

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Samin Khan 03/12/2021 - 4:20 Chiều

This is killing my brain cells smh

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Indy B 03/12/2021 - 4:20 Chiều

The reason people lose their benefits and low income housing when they get raises is because the system is trying to get them off benefits (aka out of the system & on their own feet) once they start making more money. However sadly people don’t see it that way and end up cutting their hours or taking a lower paying job to stay on the benefits. Sadly this turns into generational poverty & it’s a very real, vicious cycle. I see it everyday & it’s a sad scenario.

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Nicky Dee 03/12/2021 - 4:20 Chiều

No wonder these kids are communists lol they don't know anything about money

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BELLA'S MOM 03/12/2021 - 4:20 Chiều

Invest in real estate.

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Vane Tamona 03/12/2021 - 4:20 Chiều

You should go to college. Worked out for me but still

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Red Ram 03/12/2021 - 4:20 Chiều

This makes me think debtors prisons would be a good idea to return to

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dragonmoon 03/12/2021 - 4:20 Chiều

What they say: Don't get a raise if it puts you in the next tax bracket.
What I hear: Know your place!

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H H 03/12/2021 - 4:20 Chiều

Yeah that friend that's been out of work got a card that has a 30% interest.

Credit and financing is an effing scam. I will never purchase something I can't buy outright. If I use credit it will only be to build more credit.

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H H 03/12/2021 - 4:20 Chiều

Just…just go get a car, they will only sell you one you can afford with financing. Everyone has debt that's just how the world works. Just do it.

Then now that I'm forty my grandmother pretty much demands I take out a 240k loan with no credit because it will keep family members I wrote off years ago in a house I can't afford. I have a good savings but and stable income, but crap she has no concept of the future because she always relied on others to make up the difference for her, now that she has a 60k debt against the house because she never paid the interest on the mortgage.

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Courtney Southerland 03/12/2021 - 4:20 Chiều

If your mom is in a bunch of mlms and has a habit of taking your money without telling you until after she’s spent it …. don’t join a rival mlm so your can spend you money before she steals it. 🤦🏼‍♀️ -me @ myself

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Reginald Uy 03/12/2021 - 4:20 Chiều

Using a credit card or (god forbid) a payday loan as an emergency fund is like surviving thirst by drinking your own piss

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dbr 03/12/2021 - 4:20 Chiều

My dad told me you should invest in lower value stocks because for a 10- 20 is a 100% jump , 1000- 1010 is a 1% jump, I mean the math is correct but after looking at his -3500 in the p/l i think i will stick to investing in the big companies only

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Jdatruth 03/12/2021 - 4:20 Chiều

Sell doge when it was at .5

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S D 03/12/2021 - 4:20 Chiều

The worst advice I ever got was to join bitcoin. And also of course stonks was the "other" worst advice…

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Cristian 03/12/2021 - 4:20 Chiều

mom: lend me those $100
child me: ok…

Months later
child me: mom, you owe me $100
mom: you owe me your life

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0pposite 03/12/2021 - 4:20 Chiều

Looking at this, I'm just glad my parents are always questioning my messy finances and keep annoying me. That way I'm relatively safe from my own dopamine driven buying habits.

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Gabriel M. 03/12/2021 - 4:20 Chiều

Don’t sell your bitcoin yet

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Trevor MTB 03/12/2021 - 4:20 Chiều

I've spent the last 5 months trying to get my friends to believe that I havent actually lost money on gamestop. I invested when it was $16, and they know that but are still somehow convinced I've lost my money

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Mary Wong 03/12/2021 - 4:20 Chiều

The JWs. 🤦🏻‍♀️

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Ulor 03/12/2021 - 4:20 Chiều

Usury, you cannot generate wealth somewhere with no work, without generating poverty somewhere else. That's the root cause of everything here.

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Jakey 03/12/2021 - 4:20 Chiều

Reminds me how my math teacher was telling us that their raise was bullshit because they all got into the next bracket and the government is just trying to steal more of their paycheck.

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